Alberta's Trusted Authority on Vehicle Financing
We help Albertans navigate the vehicle approval process, we help our clients understand what lenders look for, and find financing that fits their situation.
What We Specialize In
Credit rebuilding & second-chance financing
Understanding what lenders actually look for
Matching clients to the right lender — not just any lender
Transparent guidance from application to approval
Our Mission
Levelling the Playing Field for Alberta Drivers
The vehicle financing system is built for people with perfect credit. Everyone else is left to figure it out on their own — facing rejections, confusing terms, false information and lenders who won't explain why they said no.
We started Alberta Auto Approval to change that. Our mission is simple: give every Albertan — regardless of their credit history — access to the same expertise and lender knowledge that the system usually reserves for the privileged few.
We don't just submit applications. We advocate for our clients, prepare their profiles strategically, and make sure they understand every step of the process. Because an informed client is a confident client.
Transparency
We explain everything clearly — the good, the challenging, and the path forward.
Advocacy
We work to educate our clients on vehicle lending and credit in Alberta.
Expertise
Years of industry knowledge, applied to help you secure a vehicle approval.
What You Need to Qualify
Minimum Requirements to Work With Us
We work with a wide range of credit situations, but there are a few baseline requirements every applicant needs to meet.
Canadian Residency
You must be a Canadian citizen with a valid Canadian driver's licence.
Minimum Age
Applicants must be at least 18 years of age.
Verifiable Income
You need a source of income you can verify - Employment - Self-employment - Pension - Specific lenders accept child tax benefit These are the only forms of income that lenders accept.
Minimum Monthly Income
Most lenders require a minimum of $3,500/month in gross income. Gross income is the payment you receive before taxes and deductions are applied.
Recent Repossession
You cannot have a repossession that was voluntary or involuntary that is less than 1 year old. If it has been over 1 year since your repossession you may qualify.
No Active Bankruptcy or Consumer Proposal
You cannot be in an active bankruptcy or consumer proposal. Discharged bankruptcies and completed consumer proposals are welcome.
The Process
Three Steps to Getting Approved
Consultation
We start with a consultation and help you to understand how vehicle financing and credit works. We will then go through your credit profile with you to give you an in-depth understanding of your credit score.
We Find Your Options
Our team will then analyze your profile and match you with lenders who are the right fit. We know what each lender looks for and how to present your application.
Get Approved & Drive
We guide you through the final approval, paperwork, and getting behind the wheel. From application to keys — we're with you every step. We can even deliver the vehicle to your doorstep!
Why Alberta Auto Approval
We Know the System.
Most Albertans don't know that lenders evaluate far more than just your credit score. Income stability, debt ratios, vehicle type, and loan-to-value all play a role. Our team has spent years learning exactly what each lender looks for — and how to position your application for the best possible outcome.
Deep lender relationships
AMVIC licensed finance professionals
Transparent process
Local Alberta team with an in depth expertise of vehicle financing
Client Stories
Real Albertans. Real Approvals.
I had two missed payments on my record and thought no one would approve me. Alberta Auto Approval found me a lender within 48 hours and I drove off the lot that weekend.
Jason M.
Calgary, AB
They explained exactly what the lender needed to see and helped me put together a strong application. First time I've felt confident going into a financing conversation.
Priya S.
Edmonton, AB
After a rough couple of years financially, I didn't think I'd qualify for anything decent. These guys proved me wrong. Couldn't be happier with the vehicle and the rate.
Derek L.
Red Deer, AB
Ready to Get Approved?
Our team is ready to find your path to approval — no matter where you're starting from.